15% OFF PURCHASES OVER $500 Use Code "samjewelers" at Checkout"

Payment Options Plan

Option 1. The Price with Layaway

This is a great option to make monthly payments with ZERO credit checks and no interest


Layaway Steps

  1. Select any piece of jewelry and lock in the low price. If prices increase, your low price will always stay the same and you will never pay more! The layaway takes your piece of jewelry off out our showroom so nobody else can purchase it.
  2. We will work with you to determine a layaway plan that fits your budget and needs. Typically customers put 20% down and make 3-5 months. Payments can be made through our secure and simple phone app or made at store  .
  3. Once the final payment is made, you can pick up your item



Option 2. Financing or Leasing

This is a perfect option when you want to take home the jewelry today !

And make payments directly through Finance or Lease company 



Acima is the company easy approve 3-months early purchase option. No credit option. The most clients approve with Acima .

Complete an application Here or in store.

Leave the store with your jewelry and make payments directly through Acima



SNAP Finance offers 100 days no interest.

Complete application Here or in store.

Snap Finance offers lease-to-own financing that empowers credit-challenged shoppers with the buying power to get what they need, now. Snap was founded on the principle that you should thrive with financing that’s accessible, affordable, and completely transparent. The application is EASY, and you’ll find out in seconds if you’ve been approved.  

To apply, you’ll need to:  

Be of legal age to enter into a contract 

Have a steady monthly income 

Have an active checking account 

Provide a valid email address and mobile phone number 

With approvals up to $5,000 – get what you need TODAY and make payments over time with Snap! 


This is the great plan for you if your credit score is good , long term payment no interest .

For 680 and up credit score on average

Up to  $8000 Approval

Up to 24 months interest free financing

Complete an application Here or in store

Leave the store with your jewelry and make payments directly through  Synchrony bank credit